Terms of Service
Last updated: 2/26/2026

1. Acceptance of Terms

By accessing and using this credit analysis service, you accept and agree to be bound by the terms and provision of this agreement.

2. Use License

Permission is granted to temporarily access the materials (information or software) on this service for personal, non-commercial transitory viewing only.

3. Service Description

This platform provides AI-powered credit analysis and underwriting recommendations. All recommendations are advisory only and should be reviewed by qualified financial professionals before making lending decisions.

4. User Responsibilities

Users are responsible for maintaining the confidentiality of their account credentials and for all activities that occur under their account. Users must notify us immediately of any unauthorized use.

5. Data Privacy

We are committed to protecting your privacy and handling your data in accordance with applicable data protection laws. All credit application data is encrypted and stored securely.

6. Disclaimer

The recommendations provided by this service are generated by AI and should be used as guidance only. Final lending decisions remain the responsibility of authorized financial institutions and their representatives.

7. Limitation of Liability

In no event shall the service provider be liable for any damages arising out of the use or inability to use the materials on this service.

8. Modifications

We reserve the right to revise these terms of service at any time without notice. By using this service you are agreeing to be bound by the then current version of these terms of service.

9. Contact Information

If you have any questions about these Terms of Service, please contact us at support@aiabstracta.com