Privacy Policy
Last updated: 2/26/2026

1. Information We Collect

We collect information that you provide directly to us, including name, email address, and any credit application documents you upload. We also collect information automatically such as usage data, IP addresses, and browser information.

2. How We Use Your Information

We use the information we collect to provide, maintain, and improve our services, to process credit applications, to communicate with you, and to comply with legal obligations. Our AI-powered analysis uses your data solely for generating credit recommendations.

3. Data Security

We implement industry-standard security measures to protect your personal information. All data is encrypted in transit and at rest. Credit application documents are stored securely and access is restricted to authorized personnel only.

4. Data Sharing

We do not sell your personal information. We may share your information with service providers who assist in our operations, with your consent, or as required by law. All third-party service providers are contractually obligated to maintain the confidentiality of your information.

5. Data Retention

We retain your personal information for as long as necessary to provide our services and comply with legal obligations. Credit application data is retained in accordance with financial services regulations and industry standards.

6. Your Rights

You have the right to access, correct, or delete your personal information. You may also request a copy of your data or object to certain processing activities. To exercise these rights, please contact us using the information provided below.

7. Cookies

We use cookies and similar tracking technologies to track activity on our service and hold certain information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent.

8. Third-Party Services

Our service may contain links to third-party websites or services that are not owned or controlled by us. We are not responsible for the privacy practices of these third parties. We encourage you to review their privacy policies.

9. Changes to This Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. You are advised to review this Privacy Policy periodically for any changes.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us at privacy@aiabstracta.com